Stress Monitor

A peer-rank view of every active Farm Credit System institution against two leading credit-quality signals from FCA's Uniform Performance Peer Report. Higher percentile = more stressed than the institution's FCA-assigned peer group as of the latest available quarter. Click an institution name to open its full profile.

Institutions ranked

55

High-risk loans ≥ 75th pct

14

Nonaccrual inflow ≥ 75th pct

14

Both signals ≥ 75th pct

7

Methodology. Each row is one active FCS institution. Both percentile columns are the institution's rank within its FCA-assigned peer group; the underlying metrics are published quarterly by FCA in the Uniform Performance Peer Report (UPPR).

  • High-Risk Loans · peer %ile. Farm Credit Monitor's pass-through of UPPR's High Risk Loans / Gross Loan Items ratio. FCA defines high-risk loans as those classified Substandard, Doubtful, or Loss under its Uniform Classification System, plus nonaccrual loans. A 90th-percentile reading means 90% of the institution's peers carry a lower share. This is a current-state signal: it tells you what the loan book looks like now.

  • Nonaccrual Inflow · peer %ile. Farm Credit Monitor's pass-through of UPPR's Transferred to Nonaccrual line — the dollar volume of loans that moved into nonaccrual status during the quarter, peer-ranked. A 90th-percentile reading means loans are flowing into nonaccrual faster than at 90% of peers. This is a rate-of-change signal: it tells you how fast the picture is deteriorating.

The two signals are complementary. An institution may score high on High-Risk Loans but low on Nonaccrual Inflow (already-stressed but stabilizing), or low on the first and high on the second (clean book trending the wrong way). Sorting by either column — or by the Signals ≥ 75th count — surfaces these cases differently.